I'm teaching a free live class Tuesday at 7:00 PM. 45 minutes. I walk through every active down payment program in DFW — including SmartBuy and Supreme D.R.E.A.M., which have no income limit at all.
Here's the deal
Income limits for active DFW programs run from $133K all the way to $171K+. And two programs — SmartBuy and Supreme D.R.E.A.M. — have no cap at all. Up to 5% in down payment assistance, no questions asked about your paycheck.
Either way, you win by knowing.
45 minutes, live
The DFW programs with no income cap. SmartBuy, Supreme D.R.E.A.M., CRA loans, Professional loans — how each one works, where it applies, and who's already using them.
The state programs above $130K. SETH 5 Star in DFW (past $143K), TSAHC and TDHCA tiers above $133K, and the county-level overlays that change the math further.
How to check your eligibility in under three minutes — free. No application, no credit pull, no commitment. Bradley walks through the exact check live.
The line item most lenders won't raise on their own. A detail that routinely costs $90K+ buyers thousands at the closing table — for workflow reasons, not qualification reasons.
What "down payment assistance" actually means in 2026. The old rule of thumb — "first-time, low-income buyers only" — is no longer how the programs read on paper.
Be honest with yourself
Your teacher Tuesday night
Licensed Texas Real Estate Broker · Mortgage Loan Originator · 23 years in DFW real estate
I'm a DFW broker, and the #1 thing I hear from high-income buyers is "I just figured I made too much." Through HomeBuyerSchool.Com I've walked thousands of Texas renters through the 60+ programs, grants, and strategies most people never hear about.
As both a licensed broker and loan originator, I see the lending side and the buying side of every deal — which is exactly why I know which programs your lender isn't mentioning.
Quick answers
Yes. No fee, no card, no upsell at the door. Register, show up, take notes.
No. The class is educational. Programs get covered, questions get answered, and that's the session. If anyone wants a one-on-one conversation afterward, that's opt-in and separate. Nothing gets sold live.
Show up live if the calendar allows it — that's where the Q&A happens, and the Q&A is where most of the value lands. A replay may go out to registrants, but it's not guaranteed. Best move: block the time.
You need to be buying in Texas. Out-of-state professionals relocating in the next 6–12 months are squarely in the target audience.
If that lender has never mentioned SmartBuy, Supreme D.R.E.A.M., CRA, SETH 5 Star, TSAHC, or Professional loans — yes, come. No "fire your lender" pitch. Worst case, your lender already covered it. Best case, you walk away with options that weren't on the table before.