Stop Assuming You Make Too Much. 62% of Texas DPA Programs Have Income Limits Above $100K.
The programs with low caps are the ones Google serves first. The ones built for $120K–$200K earners are a different list entirely. Bradley Pounds covers all of them — live, Tuesday, April 28, 7PM Central.
- You’ll know the exact Texas programs your $120K+ income still qualifies for
- You’ll see real income caps, side by side, instead of the watered-down lists Google ranks
- You’ll leave with a 3-minute eligibility check you can run before bed
“I earn too much for down payment assistance. Those programs aren’t for people at my income level.”
62% of Texas DPA programs have income limits above $100,000. 10% have NO income limit at all.
What You’ll Know by Tuesday Night
One hour. Three takeaways. All specific to $120K+ Texas buyers.
Exactly which of the 46+ Texas DPA programs match your income, your zip code, and your timeline — including the ones your current lender has probably never raised with you. You’ll leave with a short list and the questions to ask.
The specific income thresholds where you go from “doesn’t apply” to “likely qualifies” — the SETH 5 Star DFW limit ($143K+), the TSAHC/TDHCA tiers ($133K+), and the four programs with no income cap at all (SmartBuy, Supreme D.R.E.A.M., CRA loans, Professional loans). Numbers you can bring to any lender conversation.
How to run your own 3-minute eligibility check using public data — without filling out a loan application, without a credit pull, and without talking to anyone until you’re ready.
Tuesday, April 28 · 7:00 PM Central · Live Online
Free. No application. No credit pull. Seats available now.
Is Tuesday Night Worth Your Time?
Honest filter — this briefing is built for one specific buyer.
This briefing is for you if…
- You’re a single Texas earner above $120K (or a household above $200K) currently renting, tired of being told these programs don’t apply to you.
- You’ve been told — by a lender, a Google search, or your own assumption — that down payment assistance doesn’t apply at your income level.
- You have a lender you trust — but they’ve never mentioned SmartBuy, Supreme D.R.E.A.M., SETH 5 Star, CRA loans, TSAHC, or TDHCA tiers in any conversation.
Skip this briefing if…
- You’re a current low-income buyer. There’s real help for you, but it runs through a different set of programs.
- You’re buying an investment property or second home. Programs covered here are first-time, primary-residence only.
- You’re already under contract or closing this week. At that point, you need a closing attorney, not a briefing.
Bradley Pounds — Texas Real Estate Broker, Mortgage Loan Originator, 23 Years in the Field
Bradley Pounds holds two licenses most people in real estate never combine: a Texas real estate broker license and a mortgage loan originator license. That combination matters here — he can see the full picture of what a transaction actually costs, including the programs most lenders don’t volunteer.
Through HomeBuyerSchool.com, Bradley has educated thousands of Texas buyers on the 60+ programs available to them — with a specialty in helping $120K+ DFW earners with bumpy credit who’d been told nothing applied to them.
“If your lender hasn’t mentioned these programs, it doesn’t mean you don’t qualify. It means they haven’t checked.”
— Bradley PoundsWhat Past Attendees Said After the Briefing
Unedited. From buyers who showed up live and went on to close.
Before You Register
Common questions, plain answers.
Is this actually free? What’s the catch?
Will I be pitched a loan on the call?
What if I can’t make it live Tuesday?
Do I need to currently live in Texas?
What if I’m buying outside Texas?
I already have a lender I like. Should I still come?
60+ Texas Programs. One Live Briefing. Tuesday Night.
Tuesday, April 28 · 7:00 PM Central · Live Online
Free. Specifically for Texas buyers earning $120K+ (individual) or $200K+ (household).
Texas Has 60+ Homebuyer Programs.
The "You Make Too Much" Rule Doesn't Match
What's Actually on the Books in Texas
Most High Earners Have Heard of Two.
Multiple state programs have zero income restrictions. Others go well above $130K. The assumption that a $120K+ salary disqualifies a Texas buyer is, in most cases, wrong - and Bradley Pounds is breaking down why on Tuesday.
Tuesday, April 28th @ 7:00 PM Central
LIVE & FREE
High earners across Texas run the same search every month: first-time homebuyer help Texas. The first few results show income caps around $90K or $105K. They close the tab.
That's where the story usually ends.It shouldn't. The caps on those first-page results aren't the caps on the programs that actually fit a $120K+ household - and the programs that do fit rarely show up in a ten-minute Google session.
This briefing is the rest of the story.
Here is the deal.
The Texas programs with the highest income caps - and the ones with no cap - aren't hidden because they're secret. They're hidden because they're boring to Google, buried on state and county websites, and nobody's lender wants to spend 20 minutes walking through them when a vanilla conventional loan closes faster.
So most high earners never hear about them. The programs just sit there. Quietly. Helping the small slice of people who happen to stumble in.
Tuesday night, Bradley's pulling them out into the light and putting them in front of you in plain English. Live, because questions come up and you deserve real answers in real time. Once through - that's it. Show up or don't.
60+ Texas Programs. One Live Briefing. Tuesday Night.
Tuesday, April 28th @ 7:00 PM Central
LIVE ONLINE
Disclaimer: Information provided by HomeBuyerSchool.com and LRSP Holdings LLC is for general educational purposes only and may include examples or estimates. It is not a commitment to lend or an offer to extend credit. Program availability, eligibility, terms, and rates can change at any time and vary by lender and individual qualification. Always verify details with a licensed mortgage professional.
Credit Repair Education: HomeBuyerSchool.com is not a credit repair organization and does not provide credit repair services. All credit-related information shared is educational in nature. Results vary by individual circumstances, and there is no guarantee of improved credit scores or mortgage approval. We do not promise specific credit score increases or timelines.
Real estate brokerage services are provided by HomeBuyerSchool.com, a Licensed Texas Real Estate Broker (TX License #9015852). Mortgage services are offered separately by Bradley Pounds, Texas Mortgage Loan Originator (NMLS #2731896), sponsored by Rapid Mortgage LLC (NMLS #2425173). You are under no obligation to use Rapid Mortgage, and you may choose any lender or real estate professional you prefer.
This communication is not legal, financial, or tax advice. Always consult the appropriate licensed professional for guidance.
© 2026 LRSP Holdings LLC d/b/a HomeBuyerSchool.com and ApptDaddy. All rights reserved. Full disclosures: https://webinar.homebuyerschool.com/disclosures-licensing-information
